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Most people spend money that they shouldn’t from time to time. However, having a mechanism in place to evaluate each purchase decision helps reduce the number of “oops – shouldn’t have bought that” events. Checklists are great.

20+ Questions To Ask Before You Buy

One of the most effective ways to keep yourself from these impulse purchases is to come up with a list of a few questions to ask yourself before you buy anything. What questions are on your list will depend greatly on what questions are most important to you and will get you to stop and think before making a purchase.

http://www.pfadvice.com/2007/04/26/20-questions-to-ask-before-you-buy/

Some of the questions suggested:

  • Will I really use it?
  • Do I already own something that I can use in place of this?
  • Will it serve more than one purpose?
  • Will this be cost effective to maintain?

A friend has always maintained “If you love it, buy it” but I think that was after you had made the general evaluation with the full checklist of questions.

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