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relocated from ?? 2012.12.06

  • overview – asset classes, portfolio management concepts, terminology
  • planning – needs, current situation, goals, money management style, experience / expertise / confidence
  • strategy – portfolio / framework, objectives, allocation, forecast, indicators
  • reference – trusted advisers, resources, research, newsletters, regular reading, terminology – real / nominal returns, growth, income, volatility, hedging
  • management – buy, sell, monitor, review, how-to, tools
  • evaluation – summarize, assess, refine, balance, adjust
  • living – death, taxes, financial literacy, home, travel, health, medical coverage, quality of life, goals, values

My Do-it-yourself personal wealth management. Cheap and cheerful without taking any more time than back-to-back episodes of the Iron Chef. Save tons of money – 1-2% financial management fees, 1-1.5% mutual fund fees. Minimal expenses – couple of $150 per year newsletters, free email newsletters, free online news. Earn big bucks – consider the fees I am saving as earnings from a part-time job, better hourly rate than selling boat bits at the marine store. Confidence and personal satisfaction – priceless.

  • fundamentals – saving assets investments stocks bonds mutual funds interest rates currency exchange rates money supply global economy historical data treasuries
  • personal – goals values lifestyle personality color
  • financial planning – current assets goals expected returns
  • retirement – planning goals spending income taxes calculator IRAs Traditional Roth compare contributions catch-up withdrawal conversion recharacterization reconversion
  • investing – online brokers accounts services margins options short-selling hedge funds derivatives market timing stock picking drawdowns volatility
  • strategies – Modern Portfolio Theory (MPT) asset allocation core-and-explore lifecycle rolldown Hussman Beating the Dow Ben Stein Coffeehouse diversification re balancing
  • bonds – treasuries corporate utilities tax-free municipal junk ladder taxable
  • taxes – federal state return preparation optimization surprises
  • miscellaneous – TIPS LEAPs spreads covered calls butterflies
  • big picture – recession yield curve depression stagflation hyperinflation Japanese recovery
  • advisers – screening trust relationship cost
  • crossroads – housing bubble
  • blogs & commentary – contrarian important interesting
  • news & information – sources cost audio publications newsletters
  • tutorials
  • personal wealth management – tasks frequency time interest rewards
  • glossaries – Motley Fool Vanguard WFN
  • continuing education sophisticated investors global perspective
  • rock stars – analysts successful investors – James Grant Steve Roach Bill Fleckenstein Michael O’Higgins Warren Buffett Paul Kasriel Sir John Templeton Jeremy Grantham Ben Stein Marc Faber Richard Russell

I should know this…

A running list of items that need future investigation.

  • “convert remaining IRA to Roth and put one-half of Roth into TR2015″ – what are the rules, benefits, downside of an IRA to Roth conversion? what is TR2015? why would you switch from a traditional IRA to a Roth IRA? what are the tax implications? Vanguard Diehard forum .. 3/25
  • need to understand more about bonds – when to buy ..3/25
  • The Coffeehouse portfolio allocates 60 percent to stocks and 40 percent to bonds. The stock allocation is divided equally into six asset classes – large-cap, value, small-cap, small-cap value, international and REITs. The bond allocation consists of an intermediate-term bond-index fund. Using the appropriate Vanguard index funds to meet those goals, the portfolio generated a return of 14.2 percent in 2004. – select Vanguard funds to match, create tracking portfolio
  • short-term volatility – tolerance, management
  • ongoing management of your assets: a schedule for rebalancing your portfolio to its target allocation, the funds used to implement your allocation, criteria for adding or eliminating investments, and the role of taxes and costs in your decisions. – need to get better information for plan guidelines statement Vanguard
  • Treasury inflation-protected securities (TIPS) – learn more
  • Investment Committees: Vanguard’s View of Best Practices from Vanguard Investment Counseling & Research.
  • lifecycle, rolldown – do other institutions offer rebalancing retirement funds similar to Fidelity Freedom funds? is approximate model asset mix appropriate? low-cost assets to provide similar diversification? shortcomings? issues with model? .. 3/27
  • saving like madmen is still open. Only it is not an option: it’s mandatory. In index funds, annuities, mutual funds, real estate, bonds but best, in all of these things at once. by Ben Stein – would this work? .. 3/27
  • The Intelligent Investor – Benjamin Graham, Warren Buffett’s mentor ..6/21
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