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This sounds like a reasonable list, although five items would be optimum (same as the number of fingers).

Six Financial New Year’s Resolutions That You Might Actually Keep

  1. Promise to save something each paycheck, no matter how little.
  2. Pay off one debt. Just one.
  3. Learn something about finance.
  4. Pick one area of your spending and work on controlling it.
  5. Take care of one financial chore you’ve been putting off.
  6. Save something for retirement.
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